904Pro, LLC

Residential & Commercial Property Inspections

13720 Old St Augustine Rd, suite 8 #146
Jacksonville, Fl 32258

904-703-6847

Insurance Inspections

Insurance Inspections

We are certified by the Florida Builders Association and the Construction Licensing Trade Board and the Office of Insurance to perform Wind Mitigation and Four Point Inspections within the State of Florida.

Windstorm Mitigation Inspection - Wind Mitigation Certification

We specialize in inspections for the insurance industry (wind mitigation inspection, 4-point inspection).

By simply contacting 904Pro, LLC, we can determine whether or not you are eligible for discounts that can save you up to 40% off your windstorm insurance.

A Windstorm Mitigation Inspection is a valuable inspection service that may reduce the windstorm portion of your homeowners insurance. Insurance discounts are available for building features that reduce damage during high wind events. The discounts are justified because stronger, more wind-resistive structures have lower windstorm losses, which mean reduced costs to insurance companies. Most existing structures have one or more wind resistive construction features and may qualify for some insurance discounts.

Florida state law mandates that every insurance company offer qualifying customers a discount on homeowners insurance. What's the catch? There isn't one. All you have to do is have a wind loss mitigation survey performed on your home and sit back and wait to see what your savings will be. Savings are not guaranteed, but according to insurance experts, most homeowners can save hundreds, if not thousands of dollars a year.

Four Point Inspection - 4 Point

The Four Point Insurance Inspection was created after Hurricane Andrew struck Florida in 1992. It is performed on behalf of the insurance companies and, typically, as a requirement for the insurer offering insurance to the new homeowner. After the past years barrage of tropical storms in Florida, the Four Point Insurance Inspection has taken on added importance. As insurance companies are beginning to see the benefit of the inspection, the program is spreading to other areas of the country. The benefit to the insurance company is, obviously, reduced loss risk on homeowner’s insurance policies. This is an area of business that has, for many years, been a money loser for insurance companies.

The Four Point Insurance Inspection consists of a visual survey of the following four primary components:

  • Roof
  • Electrical
  • HVAC (Heat, Ventilation & Air Conditioning)
  • Plumbing

 



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